States Scramble To Protect Data (washingtonpost.com): "'Consumers may say they want the choice, and may exercise the choice, but they don't often realize the consequences,' said Nessa Feddis, senior policy counsel with the American Bankers Association. 'They may not realize that a freeze will slow a credit application. It may also delay job applications, apartment rental applications, insurance applications.'"

¶ 10:38 a.m.